Everything families ask us before they start.

Funeral preplanning is a popular way for families to have their wishes in place so that when the time comes, it's easier for survivors to manage the arrangements. This can be done independently or, more commonly, through a funeral home.

Preplanning saves your family from the emotional and financial burden of making major decisions in a short time while grieving. Having your wishes written out in advance helps everyone avoid that pressure.

Preplanning means making your funeral wishes and service preferences known ahead of time. Prepaying means funding those arrangements in advance, often through a funeral trust, insurance policy, or payment plan.

Cost depends on the services selected — burial, cremation, merchandise, transportation, and memorial options. Many funeral homes offer flexible plans. A typical cremation runs around $3,000 and a typical burial around $10,000.

Yes — many funeral homes offer monthly payment plans that spread the cost over time. Be aware that plans funded through insurance often include a cost of coverage, which protects against an early passing but increases the total cost.

Visitation, funeral ceremonies, cremation or burial, transportation, clergy or celebrant services, flowers, music, obituary assistance, memorial products, and more.

Yes. Cremation is a great option for many families and does not require burial of remains.

That's not a problem — funeral arrangements are independent of cemetery arrangements. Let your family and funeral home know your wishes before purchasing a cemetery plot.

Not at all. There's no federal requirement to purchase cemetery property. Most families choose a cremation plot, keep the cremated remains at home, or scatter the remains.

Each state has its own guidelines. Private property is typically allowed with permission, while state and national parks usually require a permit. This is best confirmed with a funeral professional in your state.

Most plans can be transferred or adjusted depending on the funeral provider and funding method. Your funeral home can explain portability options before you finalize arrangements.

Policies vary by state and provider. Some plans are refundable, while others are transferable to another funeral home if you relocate.

Typically basic personal information, emergency contacts, and payment information. It's also helpful to have military discharge papers, insurance policies, or estate documents on hand if applicable.

Yes. Most preplans can be updated as your wishes, family circumstances, or financial situation change. Note that changes may come with a price adjustment.

Yes — prepaid funeral plans help lock in today's prices, which can reduce the financial impact of future inflation on funeral expenses.

Yes. Many families help parents, spouses, or loved ones make arrangements together so everyone's wishes are clearly documented. Most insurance providers allow someone with an insurable interest to purchase a plan for another person.

Yes. Eligible veterans may qualify for benefits through the Department of Veterans Affairs, including cemetery space, a headstone or marker, an outer burial container, opening and closing costs, a flag, a presidential certificate, and military honors.

Absolutely — and it's encouraged. Funeral preplanning lets you personalize your service with favorite songs, scripture, readings, speakers, photos, themes, or family traditions.

Your funeral home keeps your arrangements on file, and sharing copies with trusted family members helps ensure your wishes are honored. Getting everything in writing removes any doubt.

Funeral preplanning is typically funded through insurance or trusts. These third parties protect your funds even if a funeral home eventually closes or changes hands.

Generally, funeral expenses are not tax deductible for individuals, though certain estate-related situations may qualify. Consult a tax professional for guidance.

Transportation, permits, cremation services, memorial ceremonies, urn selection, obituary assistance, and final disposition preferences.

Most appointments take between 30 minutes and two hours, depending on how detailed your arrangements are and whether funding options are discussed.

Keep copies in a safe place and give copies to trusted family members, executors, or anyone responsible for carrying out your final wishes.

Schedule a conversation with a funeral preplanning professional to discuss your wishes, explore your options, and build a plan that fits your needs and budget — starting with the form below.